In the age of paperless transactions, identify theft is something that virtually all of us are susceptible to. If your identity is stolen, the consequences can be severe, and in some cases, can take years to recover from. One way to...
Category: Credit Repair
Things Break. How to Make Sure Your Emergency Fund Can Cover Them
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money...
By: Sirenbliss
What Is the FICO Resilience Index?
By the end of May 2020, more than 40 million people had filed unemployment claims due to COVID-19 and the resulting economic shutdowns. Governments, charities, and even creditors scrambled to put programs in place to support people during this time while...
Voluntary Repossession: How It Affects Your Credit
When you get behind on your car payments, it might feel like you have no options ahead of you. If youâre anxious about having your car forcibly repossessed by the bank, there is a way…
The post Voluntary Repossession: How It Affects...
Tips For Getting The Most Out Of Your Credit Cards
Credit cards can be a useful tool if you do your research a make a plan for your spending. Here's how to get the most out of your credit cards.
The post Tips For Getting The Most Out Of Your Credit Cards...
How to Get Approved for Credit in a Financial Downturn
In a recession itâs common for many people to rely on credit cards and loans to balance their finances. Itâs the ultimate catch-22 since, during a recession, these financial products can be even harder to qualify for. This holds true, according...
3 Reasons to Use Cash and 3 Reasons to Choose Credit
3 Reasons To Use Cash (and 3 Reasons To Choose Credit) Credit and debit cards have become so ubiquitous, you’d be forgiven for thinking physical cash is just a couple years away from being declared obsolete and worthless by the...
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Does Paying the Minimum Hurt Your Credit Score

Credit card bills can be confusing. If everything was straightforward and clear, credit card debt wouldn’t be such a big issue. But it’s not clear, and debt is a massive issue for millions of consumers. One of the most confusing aspects is the minimum payment, with few...
Do You Qualify for Any of Januaryâs Class-Action Settlements?
